The Four of Pentacles is about holding onto what you have and not letting go… literally!
This may be in relation to your money, possessions or even your thoughts and views on a matter but whatever it is there is a certain stubbornness taken in holding onto that which you believe is owned by you and not giving any credence to what others may think.
This may be seen in a positive or negative light, the positive being that you are sticking up for what is yours and what you believe in. The negative being you are not willing to give any leeway.
This doesn't necessarily need to be in relation to money or possessions either. The Four of Pentacles is often seen when one person is holding onto their own viewpoint to the degree that they will not consider another.
It is also seen when someone (usually a male) is not opening up about his feelings and holding them inwards without giving anything away. If you find you are at the receiving end of this behavior in someone else then I can tell you now to just walk away. You don't need to stay away forever but you do need to stop banging your head off a brick wall thinking you can change things.
This card is about stubbornness. It is about not being ready to negotiate or hear what the other person has to say and sometimes you need to walk away from that in order for the other person to truly see the flaw in their way of thinking at which time something can be done to correct the matter.
So now that you know all of this the next question is what are you going to do about it?
Whether this card is read for an individual or for a couple in a relationship it all boils down to something or someone having to give before things can go forward and be resolved.